I am an engineer by chance & a Personal Financial Planner by choice. Currently residing in Kanpur & writing full time for Financial Kundali.
It all began in early 2010 when I was pursuing my M.B.A. in Finance. A Life Insurance agent came to our home & pitched a policy. The agent told me the in & out of the policy but was not able to answer my few simple questions like:
# What is the actual rate of interest
# Why a person with zero liabilities would need this policy
# Why to go for a policy when we can buy an online insurance plan at much cheaper rate.
I was totally confused. The idea of buying the policy was dropped & I began my research. I approached few more agents of some other life insurance companies but none were able to answer my questions & their main concern was to sell their product. Finally, i decided to read the fine prints of the policy & understand how it works.
Mis-selling by agents is so common these days. Seeing the huge disconnect between what people need & what agents sell, I decided to bridge the gap and started writing a blog on various financial products. During this tenure I completed my certifications from Financial Planning Standards Board of India in:
# Retirement Planning
# Tax Planning
# Insurance Planning
# Investment Planning.
To further enhance my knowledge in Mutual Fund & Insurance Products, i completed certification courses from:
# Association of Mutual Funds in India (AMFI)
# Insurance Regulatory & Development Authority(IRDA)
With the Sole AIM of making people "financially literate", I shall keep updating on various financial products offered by the Insurance & Mutual Fund industry.
In case you have any query on Personal Financial Planning or confusion regarding any financial product, feel free to drop a mail at email@example.com
We at Financial Kundali will help you choose what's best for you & will always be on your side while selecting a Financial Product.
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Financial Kundli is a complete guide for all investment requirements. Now a days it is must to plan our investments professionally for better future returns. Financial Kundli provides “Free Financial Health Checkup” and complete information about goal based investments. Most importantly it tells us about the pros and cons of commonly known investment securities. Mr. Hariom Tripathi deserves appreciation for this innovative initiative.
Financial Kundali guide you about your's financial Planning. Proper financial planning is must for all class of people. I really appreciate the way it guide us about the drawbacks and hidden negative points about Insurance + Investment policy. I stop buying policy or insurance schemes & started investing my regular money in mutual funds for better future. Thanks to all Financial kundlai group members to guide me and showing me the right path.
Hari om Tripathi was meticulous in devising the optimal structure for our fund to match our situation, advising ways to maximize value through salary-sacrifice and allowable after-tax contributions, while strictly complying with government regulations and reporting requirements. His investment recommendations are always well researched and backed by sound data. But unlike many advisors he is happy to incorporate our own input, to the extent that I select some of the mining and energy stocks
It has been my immense pleasure and privilege to write about the benefits of the services taken through this website.Financial Kundali has helped me in taking decision regarding financial saving instruments like PPF or LIC?, Gold or Real Estate?. It is believed to have such a guiding information easily available during the course of investment decision making. I feel now much more relieved for my IT savings, ITR, Equities. Its my advice to investment oriented people to keep exploring this
FINANCIAL KUNDALI - A Way to start your Financial Life While searching for some financial planning related websites, I came across http://www.financialkundali.com/. I liked the site very much. It provides all the basic information for common people to improve their Financial Life. It has very good services like Free Financial Health Check Up, Goal Based Investment, How to manage your Financial Wealth etc. All the topics are discussed in a nice way. As a newcomer to making financial
It was a nightmare when while my Financial Planning Discussions Harry analyzed on how I was investing in my insurance policy for 21 yrs and getting a very nominal return. With Harry's guidance I invested partially in Term Plan & Mutual Funds. Now I am insured,expecting a 40-50% more return from my last policy and guess what my money is not blocked for decades for god sake. Harry trust me this is a charity you are doing to World. Thanks for saving my Money. All the very Best.
I have landed on financial kundali website during my search for advice regarding a policy. It’s one of the most genuine & Informative website I have ever seen. All the article are so simple and easy to understand. Now I know where to invest my money and how to invest my money. The Biggest point I want people to note here is the owner of this site is doing it free of cost for the people he even don’t mind calling them up personally and make the picture clear. This is actually a social
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Financial Kundali turns out to be a milestone in an individual’s journey towards financial planning, Mr. Hari Om Tripathi is a well versed Financial Planner and he can change your outlook towards your financial goals.
Financial Kundali is a very comprehensive website which highlights all the concepts of the financial world in a very succinct manner. Products be it PF, Term Insurance, Mutual Funds etc., otherwise construed as complex and non-comprehendible, shall potentially become a cake-walk once you delve more in this website. The simplistic language with real-life examples enables every visitor(novice, beginner or an expert), extract some interesting facts about the products. Hariom, wish you very
Every Investment is not " an Investment " and this is what I got to know from Financial Kundali.... what is a " Wise Investment " is what I got to know from here...!!! Thanks !!
Phenomenal website.Boon for guys like me who are challenged with Financial Quotient. Articles are as easy as pie, limpid, lucid and articulative. Besides, enough fodder is available for intellectual nourishment. I was personally impressed by an analytic and interpretive article which compares PPF and LIC as tax-saving investments.
Earlier, financial planning was like a nightmare for me. But Hari’s insightful advice went a long way in changing my outlook towards money and helping me achieve my financial goals. I would really recommend Hari as an experienced financial consultant to help you with planning your portfolio and achieving financial freedom!