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Pure Term Insurance Policy Vs Return Of Premium Term Policy

By   /  January 28, 2019  /  ALL ABOUT INSURANCE  /  No Comments

Recently a banker named Sudhanshu age 30 asked me which term insurance he should purchase. To that I insisted him to go for the one with better claim settlement ratio etc. Generally I suggest people to go for one with the least premium amount. The most important thing to be kept in mind while selecting […]

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Buying a Pre-owned car can make you Crorepati

By   /  January 12, 2019  /  Must Read  /  No Comments

Buying a Pre-owned car can make you Crorepati Are you planning to buy a brand new car ? If yes, Hold on. What if I tell you that instead of buying a brand new car, go for a pre-owned car & in turn you can become crorepati in the years to come. Let’s see how: […]

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Financial Planner in Kanpur

By   /  January 6, 2019  /  Must Read  /  No Comments

  Hi My name is Hari Om Tripathi. I am an engineer by chance 😉 & a Personal Financial Planner by choice 🙂 . Residing in Kanpur & blogging full time for Financial Kundali. It all began in early 2010 when I was pursuing my M.B.A. in Finance. A Life Insurance agent came to our home & pitched a policy. […]

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Retirement Plan For Childrens

By   /  January 5, 2019  /  Must Read  /  No Comments

Retirement Plan For Childrens Retirement planning for childrens is a new concept. The idea here is to secure your loved once even when you are not around. Let’s see how you can help your childrens plan there retirement in the smoothest way possible. Mr. Gaurav age 35 years is a businessman. He is married and […]

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Equity – The Real Gold

By   /  November 25, 2018  /  Mutual Fund  /  No Comments

GOLD VS SENSEX RETURNS Gold is the asset class which can be seen in almost every household. It’s the most trusted asset for years & every year you add more to your portfolio in the form of jewellery. And once you buy it, you never sell it. But when it comes to equity or equity […]

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Retirement Planning Expert in Kanpur

By   /  November 23, 2018  /  Must Read  /  No Comments

  Hi, we are a Kanpur based Personal Financial Planner. Having experience of more than 5 years in this sector, we have all the expertise, manpower, resources & technology to look after your hard earned money.   Let’s plan for your Retirement days. Will discuss on issues such as:   How much money you need […]

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START EARLY TO WIN THE INVESTMENT RACE

By   /  November 11, 2018  /  Must Read  /  No Comments

“Itni zaldi bhi kya hai, ek-do saal mein investment shuru kar lenge”. This is what I hear from people when I try to motivate them to start investing early. If you are planning to save for your Retirement days or any other long term goals, don’t wait for another 5 years to start, START NOW. […]

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Kaun Banega Crorepati

By   /  October 30, 2018  /  Mutual Fund  /  No Comments

KBC first aired in 3rd July 2000 and was hosted by Amitabh Bachchan, his first appearance on India television. KBC initially offered contestants the chance to win up to Rs.One crore. Till date it has telecasted 8 seasons and expected to telecast it’s 9th and last season in 2017. I remember it was dream of almost everyone to somehow get themselves […]

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S.I.P. Calculator

By   /  May 14, 2014  /  Financial Calculators  /  No Comments

S.I.P. stands for Systematic Investment Plan. Here you need to deposit a fixed amount each month at a fixed rate of interest & you will get the final amount accumulated after a fixed period. This calculator is most commonly used for Mutual Funds return calculation.   (936)

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Future Value

By   /  May 14, 2014  /  Financial Calculators  /  No Comments

  Future value calculator help you calculate the future value of the current amount at a fixed rate of interest. If the time horizon is greater than one year, interest amount is compounded automatically.   (587)

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Term Insurance

By   /  February 15, 2014  /  ALL ABOUT INSURANCE  /  No Comments

    What is Term Insurance: It is the purest form of Life Insurance. The reason it is called the purest form is that it does not have any investment part in it. The buyer knows the exact amount which his family members will be getting on his demise. One can compare it with car […]

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Bharti Axa Aajeevan Sampatti Plus Review

By   /  January 28, 2014  /  Policy Reviews  /  No Comments

    Basic Feature: This is an Investment + Insurance product offering you assured return of 6% / 5.5% on the Sum Assured. The amount will be given to you annually till you reach 85/100 years.This payout will be given to you after the premium paying term of 10/15 years as opted by you.   Limited Pay Period: You […]

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Review: LIC’s NEW JEEVAN ANAND (UIN: 512N279V01)

By   /  January 9, 2014  /  Policy Reviews  /  No Comments

  This is a new policy introduced by LIC in the year 2014. This is an investment + insurance plan where you need to pay a fixed amount for at least 15 years & at maturity you will get a lump sum amount. Your life will be insured till you are alive. Seems good so […]

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LIC’s New Money Back Plan-20 years: Review

By   /  January 7, 2014  /  Policy Reviews  /  No Comments

It is an Insurance + Investment plan offered by LIC in 2014. Here you need to pay premiums up to 15th year. Benefits: Survival Benefits: Here you will get 20% of the Basic Sum Assured at the end of each of 5th, 10th & 15th policy year. At the end of 20th year 40% of the Basic […]

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Review: LIC Single Premium Endowment Plan (UIN: 512N283V01)

By   /  January 2, 2014  /  Policy Reviews  /  No Comments

All you want to know about LIC Single Premium Endowment Plan

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What to do with Public Provident Fund at Maturity

By   /  October 17, 2013  /  Random Articles  /  2 Comments

Public Provident Fund is the best Tax Saving Instrument in India. To know why, read my article on PPF: Public Provident Fund PPF matures after completion of 15 years. On Maturity of PPF Account, you can do the following things:   Case 1. Subscriber can withdraw the whole amount after maturity by applying in Form C. […]

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Partial withdrawal in Public Provident Fund Account Allowed

By   /  October 16, 2013  /  Random Articles  /  5 Comments

Their is a common misconception that money invested in Public Provident Fund is locked in for a period of 15 years. Here is a good news !!! You can make partial withdrawal from the PPF Account. Let’s see how: A subscriber can make one withdrawal each year starting from 7th year onwards. The first withdrawal can […]

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Review: Aajeevan Sampatti – Bharti Axa Life Insurance Company

By   /  October 11, 2013  /  Policy Reviews  /  6 Comments

Basic Feature This is an Investment + Insurance product offering you assured return of 5.5% on the Insurance Amount. This payout of 5.5% will be given to you after the premium paying term of 10/15 years as opted by you. The amount will be given to you annually till you reach 100 years.   Let […]

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