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FAQ. Demand Draft

By   /  October 2, 2013  /  Financial Education  /  No Comments

In the technology driven banks & financial system in India, where transfer of money is a child’s play (NEFT & RTGS). Though charges involved in transferring money online is negligible, Demand Draft, popularly known as DD is the most trusted payment instrument by organizations all around. Let’s have a look at some known & unknown […]

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Tax Deducted Even After Submitting Form 15 G/H

By   /  September 27, 2013  /  Financial Education  /  No Comments

Avoid tds on bank fixed deposit by submitting form 15 G/H

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Guidelines for new ULIP & Surrender charges

By   /  September 24, 2013  /  ALL ABOUT INSURANCE  /  No Comments

When did you last receive a call from a telemarketer selling a unit linked insurance plan ? It must have been a while now. Ulips, which not long ago were the darling of insurance brokers, have fallen out of favour among intermediaries after the new norms for the products came into effect from September 1, 2010. It […]

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Various ways to Invest online in Mutual Fund

By   /  September 23, 2013  /  Mutual Fund  /  1 Comment

Mutual fund investors are not exactly a pampered lot today. If you approach an agent for a mutual fund, he will either offer you an excuse or a Ulip/Insurance plan or both. This is the sad truth for the mutual fund industry after the scrapping of entry loads (the bread and butter for many advisers). […]

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SEBI prevents attempt to mis-sell an investment product

By   /  September 22, 2013  /  Random Articles  /  No Comments

SEBI  prevented an attempt to mis-sell an investment product to an investor in Delhi by a person claiming as agent of mutual funds.   Complain SEBI had received a complaint from an investor  that some unknown persons claiming to be ‘agents’ and ‘brokers’ of Mutual Funds and insurance companies have been contacting the complainant saying […]

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Financial Institutions in India

By   /  September 18, 2013  /  Random Articles  /  No Comments

Not happy with your Bank, Mutual Fund, Insurance Regulator !!!! Click on the following websites to register your complain:    (4889)

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Life Insurance Companies Toll Free No’s.

By   /  September 11, 2013  /  ALL ABOUT INSURANCE  /  No Comments

Click on the link at the bottom right to download the file.   (7100)

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List of Life Insurance Companies in India

By   /  September 10, 2013  /  ALL ABOUT INSURANCE  /  No Comments

List of Life Insurance Companies in India. Click on the website & you will be directed towards the company website. Click on the link at the bottom right to download the file.   (5423)

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What is Leave Travel Allowance?

By   /  September 10, 2013  /  Random Articles  /  No Comments

Leave Travel Allowance is an allowance that is usually paid as part of Salary (Annual CTC to be specific) by employers to their employees. The original idea behind the LTA component was to help the employee meet his travel expenses. However, of late it has become yet another component of the CTC and no one cares […]

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Track your EPF a/c online

By   /  September 6, 2013  /  Random Articles  /  No Comments

Retirement fund manager EPFO on Friday launched a facility to enable its over 5 crore subscribers to view updated accounts online on real time basis without waiting for their annual PF account slips. Besides this, the Employees Provident Fund Organisation (EPFO) has also announced it would put in place the facility for online PF account […]

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Evolution of Money

By   /  September 6, 2013  /  Financial Education  /  No Comments

A comic series by Reserve Bank of India explaining how evolution of money took place. Download the book in pdf form by clicking at the bottom right. (4732)

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From where to take loan – for kids

By   /  September 2, 2013  /  Financial Education  /  No Comments

Reserve Bank of India presents a comic series “Raju & The Magical Goat” to help understand kids how & where to get loans. Click on the bottom right to download the comic in pdf form.   (7610)

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Rounding off Cheque

By   /  August 31, 2013  /  Financial Education  /  No Comments

Rounding off cheques to the nearest rupee Banks are required that all transactions, including payment of interest on deposits / charging of interest on advances, should be rounded off to the nearest rupee i.e. fractions of 50 paise and above shall be rounded off to the next higher rupee and fraction of less than 50 […]

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Where & How To Replace Torn & Soiled Bank Notes

By   /  August 31, 2013  /  Financial Education  /  No Comments

Reserve Bank Of India presents an interactive comic series to spread awareness among people regarding various Financial Query. Have a look at “Money Kumar & Caring For Your Currency” to know how one should take proper care of currency notes & how & where to exchange your torn & soil Bank Notes. PDF download link […]

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Why not Print as much money as we need !!!!…

By   /  August 30, 2013  /  Financial Education  /  No Comments

If you are among those who at time feel why not to print as much money as we need. RBI presents a comic series “Money Kumar & the Monetary policy” to explain things in much simple way. You can also download the pdf file by clicking at the bottom of the file.   (3537)

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Money Grows on Trees

By   /  August 30, 2013  /  Financial Education  /  No Comments

This story talks about a boy who always dreams about Money growing on tree and eventually made his dream come true by his hard work & proper guidance.   Click on the bottom right to maximize the screen. You can also download the pdf by clicking on the link at the bottom of the file. […]

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Premature closure of various Post Office Saving Schemes

By   /  August 30, 2013  /  POST OFFICE SCHEMES  /  No Comments

Though there is a provision of closure of scheme with immediate effect on demise of the applicant, premature closure while a person is still alive has some limitations. Let’s have a look at some of the post office schemes premature closure norms: SCHEME Premature Closure NSC Cannot be closed before maturity Saving Bank Can be […]

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Track Your Area Pin Code

By   /  August 30, 2013  /  Random Articles  /  No Comments

  A Postal Index Number or PIN or Pincode is the post office numbering system used by Indian post. The code is 6 digits long. The PIN was introduced on 15 August 1972. There are nine PIN zones in India, including eight regional zones and one functional zone (for the Indian Army). The first digit of the PIN code indicates the […]

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All about Recurring Deposit (RD)

By   /  August 28, 2013  /  POST OFFICE SCHEMES  /  No Comments

  Recurring Deposit (RD) Recurring means on a regular interval or after a periodic interval. Recurring deposit or commonly called RD means to deposit a fixed amount in bank or post office at a predetermined fixed rate of Interest. So if you have a regular flow of Income & want to invest this money on […]

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