Loading...
You are here:  Home  >  Articles by Hari Om  -  Page 5
Latest

Clubbing of Minor Income

By   /  June 8, 2013  /  Tax Saving Instrument  /  2 Comments

  Many of us open a bank saving account or open a Bank Fixed Deposit in the name of our minor childrens. Have you ever thought who will pay tax on that interest amount from FDs or Interest from saving bank account. If you have opened a savings account or a fixed deposit in the […]

Read More →
Latest

Fixed Deposit Vs Debt Mutual Funds

By   /  June 5, 2013  /  Mutual Fund, Tax Saving Instrument  /  2 Comments

  Fixed Maturity Plans(FMPs) are closed-end debt funds that are quite popular and useful. These FMPs, as they are called, are launched on a specific date for a specific period that can range from 1 month to 5 years. FMPs are an excellent alternative to bank fixed deposits. They generally offer higher returns, especially because […]

Read More →
Latest

Indexation

By   /  June 2, 2013  /  All About House, Mutual Fund, Tax Saving Instrument  /  10 Comments

Planning to sell your House Property, Gold, Debt Mutual Funds, have a look at how Indexation can reduce your Tax Liability. Remember that Indexation can be applied only when the capital asset sold is Long Term Capital Asset. Have a look at few asset class & how they are taxed on the basis of their […]

Read More →
Latest

Taxation Of Mutual Funds

By   /  May 31, 2013  /  Mutual Fund  /  No Comments

    Long Term Capital Gains (LTCG): If a mutual fund is sold after one year (365 days) from purchase, gains arising from it are called LTCG. Short Term Capital Gains (STCG): If a mutual fund is sold within one year (365 days) from purchase, gains arising from it are termed as STCG. You are […]

Read More →
Latest

Investment In Gold Vs Share Market

By   /  May 27, 2013  /  Random Articles  /  No Comments

    Some analyst says that investment in Gold is far more better than investment in Share Market, others like to invest in bank fixed deposit. Many a times i have seen analyst saying on business channels that one should have 10-15% of gold in their portfolio etc. Now the Big Question is where should […]

Read More →
Latest

Financial Kundali For You

By   /  May 26, 2013  /  Must Read  /  90 Comments

  If you are planning to buy a Financial Product such as Mutual Fund, Insurance, Child Plan, Retirement Plan etc or confused about whether to surrender your existing policy or not, ASK us whether the financial product suits your Portfolio or not. We at Financial Kundali will help you choose what’s best for you and will always be […]

Read More →
Latest

Make your own Child Plan

By   /  May 24, 2013  /  Must Read  /  1 Comment

  Planning to buy a child plan !!! how about making a customized child plan on your own. Trust me it’s so simple & in the process you will save upon a huge amount of money because you need not to pay charges such as premium allocation charges, fund management charges etc to the insurance […]

Read More →
Latest

Got your 1st Salary, How to manage your Money !!!….

By   /  May 21, 2013  /  Must Read  /  No Comments

1st of all Congratulations !!! I know I am not the only one who is wishing you on your 1st job, all of a sudden you must be getting calls from people who are into selling of Life Insurance products 😉   Then there are close family friends who are agents of insurance companies. This […]

Read More →
Latest

Target Calculator

By   /  May 20, 2013  /  Financial Calculators  /  No Comments

Enter: TARGET AMOUNT: Amount you wish accumulate in future. RATE OF INTEREST: Rate at which you will invest your money. TIME IN YEARS: Time after which you will need the amount.   You can download the calculator by clicking the green colour excel tab just below the calculator:         Recommended Articles for […]

Read More →
Latest

Retirement Planning Calculator

By   /  May 18, 2013  /  Financial Calculators  /  1 Comment

      Financial Kundali presents a simple excel based calculator with the help of which you can plan your finances for your Retirement Planning. Enter: Age: Your current age Retirement Age: Age at which you wish to retire Life Expectancy: This is very crucial. Prop.er care should be taken while entering this figure. You […]

Read More →
Latest

ALL ABOUT KYC

By   /  May 14, 2013  /  Random Articles  /  2 Comments

                                                 Who is required to have KYC Any individual or entity such a huf, firm etc. who is planning to make a financial transaction such as opening a bank a/c, buying an […]

Read More →
Latest

1 %

By   /  May 5, 2013  /  Financial Calculators  /  1 Comment

1 % !!!! Have you ever had a conversation with your vegetable vendor to give you 1 kg of vegetable for Rs. 50 instead of Rs. 55. I don’t know about you but from childhood I have seen my mother doing this. No doubt it’s a very good habit & one should bargain as much […]

Read More →
Latest

Best Time To Invest

By   /  May 2, 2013  /  Must Read  /  No Comments

    The most common question asked by people all around the world is “What’s the right time to Invest“. The answer to this question lies in just two words “RIGHT NOW”. An example will help you better understand why !!!! Two Investors named Investor A & Investor B started working at the age of […]

Read More →
Latest

Write for us

By   /  May 1, 2013  /  Write for us  /  2 Comments

Pen down your thoughts on Personal Financial Planning. You need not to be a professional writer to get your article published on www.FinancialKundali.com (A website that only talks about Personal Financial Planning)   Suggested Topics: 1. Any Topic related to Personal Financial Planning. 2. Mis selling done to you. 3. How you manage your finances. […]

Read More →
Latest

EMI – LAM Calculator

By   /  April 30, 2013  /  Financial Calculators  /  No Comments

EMI stands for equated monthly installment. I am sure you must have heard this term various a times. Say you purchased a TV from a shop worth Rs.20,000. Since you were not having sufficient money, you agreed upon to pay the amount in 2 years or say 24 equal monthly installment. Also it was decided […]

Read More →
Latest

Child Education Calculator

By   /  April 29, 2013  /  Financial Calculators  /  5 Comments

Financial Kundali presents a simple calculator with the help of which you can easily calculate the Future Education Expenses of you child. All you need to do is: 1. Enter Present Course fees. 2. Present Age Of Child. 3. Years after which the money will be required. Inflation Rate is taken as 10 %. Though […]

Read More →
Latest

NEFT Vs. RTGS

By   /  April 28, 2013  /  Financial Education  /  1 Comment

        National Electronic Funds Transfer (NEFT). Under this Scheme, individuals, firms and corporate can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) […]

Read More →
Latest

How much time it takes to double your money

By   /  April 26, 2013  /  Financial Calculators  /  2 Comments

Investors commonly ask the question: How long would it take to double the amount !!!…Here comes a Handy Rule of 72. It may give you a approx. time in which the money invested will be doubled. Say rate of interest is 9% & you want to know after how much time your money will double, […]

Read More →
Latest

All that glitters is E GOLD

By   /  April 22, 2013  /  Random Articles  /  4 Comments

    Gold !!!! we have seen this precious metal all around  us ever since we can remember. So naturally there is a sense of affinity towards gold. Apart from this, value of gold has increased from Rs.360 to Rs.2,750 during the last 20 years (1st April 1993 to 1st April 2013) i.e. approx 10.7% […]

Read More →